by azguy | Sep 10, 2025
Drivers involved in minor automobile accidents sometimes prefer to pay for the damage themselves rather than report the accident to their insurance carrier. They fear a claim may result in an increase in insurance premiums, or worse, cancellation of their policy. In...
by azguy | Sep 10, 2025
Has your insurance agent ever told you that you have “full coverage” under your automobile insurances policy? If so, you should know the term is misleading—there is no such thing as “full coverage.” To some insurance agents, “full...
by azguy | Sep 10, 2025
Adjusting insurance claims can be a schizophrenic business; it is a bit like serving two masters. On one hand, adjusters are charged with conserving their insurance company’s money. On the other, they must contribute to the goal of good customer (and prospective...
by azguy | Sep 10, 2025
Automobiles seem to be essential to our way of life. For that reason, obtaining a rental car often is a major concern to those involved in automobile accidents. Generally, there are two insurance sources to which you may look for payment of rental car expenses if your...
by azguy | Sep 10, 2025
A young woman named Ann operates a small business in Arizona. She owns several delivery vehicles, which are used in the business. Recently Ann told me about an incident that followed an accident involving one of her delivery cars. After the accident, the driver of the...
