Personal Injury Accident Compensation is Debated

“Tort reform” continues to be a hot issue in the Arizona Legislature. One of the most interesting battles involves an attempt to eliminate the longstanding “collateral source rule.” The effect of this rule in lawsuits involving injuries is to prevent...

No-Fault States’ Insurance-Premium Savings Not Evident

Arizona’s system of legal responsibility for those involved in automobile accidents is called the tort system. The word “tort” comes from Latin and means a wrong or injury for which money damages may be awarded by a court. An automobile tort system...

Collision Waiver

Collision waivers are high-profit items for car-rental companies. A  collision waiver is a provision in the rental contract waiving the company’s right to collect from you or your insurance company if the rental car is damaged while you are renting it. If...

Law Ensures Homeowner’s and Renter’s Insurance Coverage

A little-known Arizona law limits the ability of insurance companies to cancel or refuse to renew a homeowner’s or renter’s insurance policy. The law is intended to protect policyholders from arbitrary cancellations. After a homeowner or renter’s...

Car’s Fair Market Value Key to Crash Claim

If your car is damaged in an accident, your claim generally is determined by the cost of repairing it to its pre-accident condition. Depending on the circumstances of the accident, you may present this claim to your own insurance company or to a company that insures...