Auto Insurance Claim is No Shame

Some people refuse to report valid claims to their automobile insurance company for fear their policy will be canceled.  This fear generally is unwarranted.  The practice of canceling auto policies on the basis of claims made is no longer permitted in...

‘Reimbursement Policy’ Fails to Meet Requirements of the Law

I have a friend who is a professional photographer. I will call him Bill.  Bill owns a full-size, four-wheel-drive utility vehicle that he uses to transport his equipment and reach the remote locations sometimes required by his job. Several months ago, Bill was...

Law Doesn’t Solve Medical Malpractice Insurance ‘Crisis’

During a so-called “medical malpractice insurance crisis” in the mid-1980’s, an Illinois judge declared unconstitutional many portions of a new state law designed to place limitations on medical malpractice claims. The new law was enacted by the Illinois Legislature...

Many Insurance Policies Cover Rental Car

It is an obvious understatement to say that most automobile insurance policies are difficult to understand. Most policyholders are not fully aware of the extent of their coverage or the limitations on it. One effect of this lack of understanding is that many drivers...

Car Pool Driver Liability

Ride sharing makes very good sense. It is economically and environmentally sound when done regularly. Co-workers, for example, who ride to and from work together save money for themselves and make a contribution to cleaner air for us all. Unfortunately, car-pooling is...