Car Insurance Claim Rights Vary

Insurance companies, like all other businesses, want to minimize their expenses. Claim payments are large expense items for all insurance companies, especially personal injury claims. Naturally, they want to carefully control claims. Automobile repair costs also...

Fender Benders Merit Reporting

Drivers involved in minor automobile accidents sometimes prefer to pay for the damage themselves rather than report the accident to their insurance carrier. They fear a claim may result in an increase in insurance premiums, or worse, cancellation of their policy. In...

‘Full Coverage’ Auto Insurance Does Not Exist

Has your insurance agent ever told you that you have “full coverage” under your automobile insurances policy? If so, you should know the term is misleading—there is no such thing as “full coverage.” To some insurance agents, “full...

Drive Home a Point With Insurance Adjuster

Adjusting insurance claims can be a schizophrenic business; it is a bit like serving two masters. On one hand, adjusters are charged with conserving their insurance company’s money. On the other, they must contribute to the goal of good customer (and prospective...

‘Loaner’ Car Provision Softens Impact of Car Accidents

Automobiles seem to be essential to our way of life. For that reason, obtaining a rental car often is a major concern to those involved in automobile accidents. Generally, there are two insurance sources to which you may look for payment of rental car expenses if your...