A Glossary of Car Insurance Language

What follows is a simplified, plain-language description of the most common categories of auto insurance coverage and how they may benefit you. Bodily Injury Liability If another person is injured because of your carelessness or the carelessness of someone driving...

Umbrella Insurance Is Worth Considering to Fill Out Coverage

Insurance rates for all types of coverage generally are high. One of the best insurance values available, however, continues to be an umbrella policy. Liability insurance protects the policyholder from claims and lawsuits made against him or her by others. Car...

Disclaimers Don’t Always Release Others from Liability

“Not responsible for loss or damage to car or contents by fire, theft, or trespassing. Car driven by employee at owner’s risk. No employee may alter these conditions or increase responsibility.” That paragraph is a disclaimer. It was printed on a parking...

What to Do After a Car Accident

Although car accidents happen daily, most Arizonans don’t know the proper procedures to follow at the scene of an accident. Often, people involved in car accidents unintentionally harm some of their rights under the law, especially if they have been injured.  An...

Yield to the Vehicle on the Right

An uncontrolled intersection is one with no traffic lights, stop signs or yield signs. These are common in residential neighborhoods. It is apparent that many drivers either do not understand or do not respect the rule regarding right of way at these intersections,...