by azguy | Sep 10, 2025
I have a friend who is a professional photographer. I will call him Bill. Bill owns a full-size, four-wheel-drive utility vehicle that he uses to transport his equipment and reach the remote locations sometimes required by his job. Several months ago, Bill was...
by azguy | Sep 10, 2025
It is an obvious understatement to say that most automobile insurance policies are difficult to understand. Most policyholders are not fully aware of the extent of their coverage or the limitations on it. One effect of this lack of understanding is that many drivers...
by azguy | Sep 10, 2025
Ride sharing makes very good sense. It is economically and environmentally sound when done regularly. Co-workers, for example, who ride to and from work together save money for themselves and make a contribution to cleaner air for us all. Unfortunately, car-pooling is...
by azguy | Sep 10, 2025
One of the best insurance values available continues to be an umbrella policy. Umbrella coverage is a special type of liability insurance. Liability insurance protects the policyholder from claims and lawsuits made against him or her by others. Car...
by azguy | Sep 9, 2025
You might think million dollar insurance settlements and jury verdicts are common. They are not. Your odds of being on either end (payer or payee) of a million-dollar lawsuit are less than your odds of winning the big prize in the Arizona Lottery. These long odds are...
by azguy | Sep 9, 2025
Automobile insurance rates vary widely depending on the insurance company you or your agent select, the types and amounts of coverage you buy, the kind of car you own and driving record you have. These are some things you can do to lower your insurance costs: Shop...
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